{"id":12115,"date":"2022-11-11T14:54:00","date_gmt":"2022-11-11T13:54:00","guid":{"rendered":"https:\/\/firmalex.com\/?p=12115"},"modified":"2022-12-26T14:56:23","modified_gmt":"2022-12-26T13:56:23","slug":"what-are-the-main-expenses-when-buying-a-house-in-spain","status":"publish","type":"post","link":"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/","title":{"rendered":"What are the main expenses when buying a house in Spain?"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote\"><p>In our country most people buy a house at some point in their lives. When one is going to take the step it is very advisable to know which are the main expenses when buying a house since they will influence the total price of the acquisition.<\/p><\/blockquote>\n\n\n\n<p>The total disbursement that will be necessary to make when buying an apartment will be formed, in addition to the sale price of the property, by all the expenses associated with the transaction.<\/p>\n\n\n\n<p>Below, we highlight the most important ones, which are common to all property sales and purchases for all buyers.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\"><\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/#Notary\" >Notary<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/#Property_Registration\" >Property Registration<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/#Agency\" >Agency<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/#Appraisal_of_the_house\" >Appraisal of the house<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/#Opening_commission\" >Opening commission<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/#Property_Transfer_Tax_VAT_and_stamp_duty\" >Property Transfer Tax, VAT and stamp duty<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/#Solve_your_doubts\" >Solve your doubts<\/a><\/li><\/ul><\/nav><\/div>\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Notary\"><\/span><strong>Notary<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>When buying a property, one of the most important documents involved in the process is the <strong>deed of sale<\/strong>. With this document the legal situation and charges of the property can be demonstrated, besides proving who holds the ownership of the property.<\/p>\n\n\n\n<p>The deed of sale is signed before a notary and, in order to do so, it is necessary to <strong>pay the corresponding fees<\/strong>. This applies to the purchase of a second-hand property as well as to the purchase of a newly built property.<\/p>\n\n\n\n<p>The amount to be paid for the notary&#8217;s services is regulated by the State, so there will be no difference between the prices to be paid if you go to one professional or another. On average, the prices for the elaboration of the deed of sale are <strong>between 600 and 900 euros<\/strong>, varying depending on the price of the apartment or house to be purchased.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Property_Registration\"><\/span><strong>Property Registration<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>After signing the deeds before a notary, they are registered in the Property Registry. This act also has a cost that oscillates <strong>between 400 and 650 euros<\/strong>, depending on the total value of the deeded property.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Agency\"><\/span><strong>Agency<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>It is advisable to go to an agency in the process of buying a property, <strong>since they can carry out some formalities on behalf of the buyer, as well as advising and settling the taxes<\/strong> when buying a property, such as the Transfer Tax (ITP).<\/p>\n\n\n\n<p>The price for these services is not regulated, so it can vary from one company to another. The price <strong>can be around 300 euros<\/strong> or somewhat higher.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Appraisal_of_the_house\"><\/span><strong>Appraisal of the house<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>In some cases, especially <strong>when a mortgage loan is going to be requested<\/strong>, the buyer will have to pay the amount required by the appraiser so that the bank knows the value of the house and the amount that will be necessary to finance.<\/p>\n\n\n\n<p>The cost of this appraisal varies depending on who performs it, although it is usually <strong>between 250 and 600 euros<\/strong>.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Opening_commission\"><\/span><strong>Opening commission<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>One of the <strong>conditions of the mortgage credit<\/strong> is the opening commission that it entails. Although some entities do not charge it, <strong>it can be up to 2%<\/strong> of the total amount of the requested loan.<\/p>\n\n\n\n<p>To advise you in all these expenses of real estate purchase and sale you can count on a real estate lawyer, whose formation and experience include the applicable legislation as well as all the expenses and taxes related to the purchase of the house.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Property_Transfer_Tax_VAT_and_stamp_duty\"><\/span><strong>Property Transfer Tax, VAT and stamp duty<\/strong> <span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>These taxes are important and depend on each region in Spain. If it is a used property the Transfer Tax can vary between 6% and 11%. If it is a new property it will be 10% VAT and Stamp Duty between 0.5% and 2%.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Solve_your_doubts\"><\/span><strong>Solve your doubts<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>&#x2705; Our staff speaks perfectly Spanish, Valencian, English and German with what will be able to communicate with us in your own language and thus clearly resolve your queries.<\/p>\n\n\n\n<p>&#x1f4cd; Denia \u2013 Plaza del Convento, 6 &#8211; Mezzanine floor door B<br>&#x1f4cd; Valencia \u2013 Calle Creu Roja, 1 &#8211; Block 6, Floor 1, door 10 (* only by appointment)<\/p>\n\n\n\n<p>&#x2709;&#x1f4de; Contact: <a href=\"mailto:info@firmalex.com\" target=\"_blank\" rel=\"noreferrer noopener\">info@firmalex.com<\/a> \u2013 Tel. <a href=\"tel:+34966421416\" target=\"_blank\" rel=\"noreferrer noopener\">+34 966 421 416<\/a> \u2013 Whatsapp <a href=\"https:\/\/wa.me\/34622497615\" target=\"_blank\" rel=\"noreferrer noopener\">+34 622 497 615<\/a><\/p>\n\n\n\n<p>Follow us: <a href=\"https:\/\/www.facebook.com\/FIRMALEXcom\" target=\"_blank\" rel=\"noreferrer noopener\">Facebook<\/a> &#8211; <a href=\"https:\/\/www.linkedin.com\/company\/firmalexcom\/\" target=\"_blank\" rel=\"noreferrer noopener\">LinkedIn<\/a><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In our country most people buy a house at some point in their lives. When one is going to take the step it is very advisable to know which are the main expenses when buying a house since they will influence the total price of the acquisition. The total disbursement that will be necessary to [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":12116,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[210,236,246,238,242],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What are the main expenses when buying a house in Spain? - FIRMALEX<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What are the main expenses when buying a house in Spain? - FIRMALEX\" \/>\n<meta property=\"og:description\" content=\"In our country most people buy a house at some point in their lives. When one is going to take the step it is very advisable to know which are the main expenses when buying a house since they will influence the total price of the acquisition. The total disbursement that will be necessary to [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/\" \/>\n<meta property=\"og:site_name\" content=\"FIRMALEX\" \/>\n<meta property=\"article:published_time\" content=\"2022-11-11T13:54:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-12-26T13:56:23+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/firmalex.com\/wp-content\/uploads\/2022\/12\/main-expenses-buying-house-spain.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"820\" \/>\n\t<meta property=\"og:image:height\" content=\"315\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Firmalex\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Firmalex\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/\"},\"author\":{\"name\":\"Firmalex\",\"@id\":\"https:\/\/firmalex.com\/#\/schema\/person\/910549a246ed3ba83a193ed7ecbb51d2\"},\"headline\":\"What are the main expenses when buying a house in Spain?\",\"datePublished\":\"2022-11-11T13:54:00+00:00\",\"dateModified\":\"2022-12-26T13:56:23+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/\"},\"wordCount\":634,\"publisher\":{\"@id\":\"https:\/\/firmalex.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/firmalex.com\/wp-content\/uploads\/2022\/12\/main-expenses-buying-house-spain.jpg\",\"articleSection\":[\"Latest posts\",\"Legal consultancy\",\"Sale and purchase of real estate\",\"Tax consultancy\",\"Taxes in Spain\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/\",\"url\":\"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/\",\"name\":\"What are the main expenses when buying a house in Spain? - FIRMALEX\",\"isPartOf\":{\"@id\":\"https:\/\/firmalex.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/firmalex.com\/wp-content\/uploads\/2022\/12\/main-expenses-buying-house-spain.jpg\",\"datePublished\":\"2022-11-11T13:54:00+00:00\",\"dateModified\":\"2022-12-26T13:56:23+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/#primaryimage\",\"url\":\"https:\/\/firmalex.com\/wp-content\/uploads\/2022\/12\/main-expenses-buying-house-spain.jpg\",\"contentUrl\":\"https:\/\/firmalex.com\/wp-content\/uploads\/2022\/12\/main-expenses-buying-house-spain.jpg\",\"width\":820,\"height\":315},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/firmalex.com\/en\/2022\/11\/11\/what-are-the-main-expenses-when-buying-a-house-in-spain\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\/\/firmalex.com\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What are the main expenses when buying a house in Spain?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/firmalex.com\/#website\",\"url\":\"https:\/\/firmalex.com\/\",\"name\":\"FIRMALEX\",\"description\":\"Legal, tax, labor, accounting and business consultancy in Denia (Alicante) and Valencia [Spain]. 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