{"id":12595,"date":"2023-03-31T17:44:00","date_gmt":"2023-03-31T16:44:00","guid":{"rendered":"https:\/\/firmalex.com\/?p=12595"},"modified":"2023-04-20T18:01:41","modified_gmt":"2023-04-20T17:01:41","slug":"step-by-step-to-buy-a-house-in-spain","status":"publish","type":"post","link":"https:\/\/firmalex.com\/en\/2023\/03\/31\/step-by-step-to-buy-a-house-in-spain\/","title":{"rendered":"Step by step to buy a house in Spain"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote\"><p>If you have decided that it is time to buy your new home, this step-by-step to buy a home will help you do it safely so that you can make the transaction correctly.<\/p><\/blockquote>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\"><\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/firmalex.com\/en\/2023\/03\/31\/step-by-step-to-buy-a-house-in-spain\/#Before_you_start_your_housing_search\" >Before you start your housing search<\/a><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/firmalex.com\/en\/2023\/03\/31\/step-by-step-to-buy-a-house-in-spain\/#Define_the_characteristics\" >Define the characteristics<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/firmalex.com\/en\/2023\/03\/31\/step-by-step-to-buy-a-house-in-spain\/#In_which_area_do_you_want_to_live\" >In which area do you want to live?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/firmalex.com\/en\/2023\/03\/31\/step-by-step-to-buy-a-house-in-spain\/#What_is_your_budget\" >What is your budget<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/firmalex.com\/en\/2023\/03\/31\/step-by-step-to-buy-a-house-in-spain\/#Buying_a_new_or_second-hand_house\" >Buying a new or second-hand house<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/firmalex.com\/en\/2023\/03\/31\/step-by-step-to-buy-a-house-in-spain\/#Real_estate_or_private\" >Real estate or private<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/firmalex.com\/en\/2023\/03\/31\/step-by-step-to-buy-a-house-in-spain\/#What_to_consider_before_buying_a_house\" >What to consider before buying a house<\/a><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/firmalex.com\/en\/2023\/03\/31\/step-by-step-to-buy-a-house-in-spain\/#Investigate_the_area\" >Investigate the area<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/firmalex.com\/en\/2023\/03\/31\/step-by-step-to-buy-a-house-in-spain\/#Compare_offers\" >Compare offers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/firmalex.com\/en\/2023\/03\/31\/step-by-step-to-buy-a-house-in-spain\/#Make_visits\" >Make visits<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/firmalex.com\/en\/2023\/03\/31\/step-by-step-to-buy-a-house-in-spain\/#Step_by_step_to_buy_a_home\" >Step by step to buy a home<\/a><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/firmalex.com\/en\/2023\/03\/31\/step-by-step-to-buy-a-house-in-spain\/#Make_an_offer\" >Make an offer<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/firmalex.com\/en\/2023\/03\/31\/step-by-step-to-buy-a-house-in-spain\/#Know_the_state_of_the_house\" >Know the state of the house<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/firmalex.com\/en\/2023\/03\/31\/step-by-step-to-buy-a-house-in-spain\/#Earnest_money_contract\" >Earnest money contract<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/firmalex.com\/en\/2023\/03\/31\/step-by-step-to-buy-a-house-in-spain\/#Financing_search\" >Financing search<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/firmalex.com\/en\/2023\/03\/31\/step-by-step-to-buy-a-house-in-spain\/#Purchase_and_public_deed\" >Purchase and public deed<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/firmalex.com\/en\/2023\/03\/31\/step-by-step-to-buy-a-house-in-spain\/#Tax_payment\" >Tax payment<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/firmalex.com\/en\/2023\/03\/31\/step-by-step-to-buy-a-house-in-spain\/#Further_information\" >Further information<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/firmalex.com\/en\/2023\/03\/31\/step-by-step-to-buy-a-house-in-spain\/#Solve_your_doubts\" >Solve your doubts<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Before_you_start_your_housing_search\"><\/span>Before you start your housing search<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>Before looking for a home, it is important to be clear about some essential aspects such as budget and location.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Define_the_characteristics\"><\/span>Define the characteristics<span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>The necessary characteristics of your house must be clear. If possible, <strong>make a list of essential elements <\/strong>, such as the number of rooms or that it has a garage.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"In_which_area_do_you_want_to_live\"><\/span>In which area do you want to live?<span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>The place where your future home will be located is something that will largely determine the housing options that you will find and their price.<\/p>\n\n\n\n<p>It is necessary to analyze if <strong>it is close to the workplace, the services <\/strong>and leisure areas that it has, health centers and schools.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_your_budget\"><\/span>What is your budget<span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p><strong>To confirm if the previously chosen features and location are viable <\/strong>based on the price or not it is necessary to calculate a budget.<\/p>\n\n\n\n<p>It must <strong>also be taken into account if you have savings or are going to request financing <\/strong>from a bank, since mortgage loans do not usually reach the total price of the home.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Buying_a_new_or_second-hand_house\"><\/span>Buying a new or second-hand house<span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>Evaluate if you want a new home or you do not care if it is second-hand.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Real_estate_or_private\"><\/span>Real estate or private<span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>Usually it is thought that making the transaction <strong>between individuals will be cheaper <\/strong>since the real estate fees will not have to be paid. However, it involves a <strong>greater risk <\/strong>and even more in case you do not have knowledge about legislation or mortgages.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_to_consider_before_buying_a_house\"><\/span>What to consider before buying a house<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>Once the characteristics, location and budget of the house have been established, it is time to start looking for the best options, compare them and make visits.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Investigate_the_area\"><\/span>Investigate the area<span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>If you do not know the area, it is advisable to investigate it and <strong>ask the neighbors <\/strong>for the most important questions.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Compare_offers\"><\/span>Compare offers<span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>Calculate a <strong>market price <\/strong>of homes in the chosen location and compare the different existing offers.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Make_visits\"><\/span>Make visits<span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>Identify the homes that meet all the precisely established requirements and visit them. It is essential <strong>to thoroughly inspect <\/strong>the entire property to check its condition and damage as well as noise and odors.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step_by_step_to_buy_a_home\"><\/span>Step by step to buy a home<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>Once the home has been chosen, the most common and recommended steps for its purchase are the following:<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Make_an_offer\"><\/span>Make an offer<span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>When you have found the home you want to buy, make an offer to the seller, which <strong>may or may not be equal to the sale price <\/strong>. Negotiation will begin and an agreement will be reached.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Know_the_state_of_the_house\"><\/span>Know the state of the house<span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>The seller must inform the buyer of the administrative status of the property regarding <strong>non-payments and other charges <\/strong>.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Earnest_money_contract\"><\/span>Earnest money contract<span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>Through the deposit contract, the operation is sealed, <strong>with the buyer paying a part <\/strong>as a down payment, normally between 5% and 15%, and <strong>establishing a maximum period <\/strong>to carry out the operation.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Financing_search\"><\/span>Financing search<span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>This point will only be necessary in the event that financing from a bank is needed to face the payment of the house.<\/p>\n\n\n\n<p>For this, you will have to <strong>go to different banks to negotiate conditions <\/strong>and choose the option that best suits you.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Purchase_and_public_deed\"><\/span>Purchase and public deed<span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>The buying and selling parties attend the <strong>signature before a notary <\/strong>. First, the mortgage is signed, if there is one, and then the public deed of the house is signed.<\/p>\n\n\n\n<p>The agency will be in charge of presenting the deed in the Property Registry to manage the <strong>change of ownership of the property <\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tax_payment\"><\/span>Tax payment<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>When the purchase of a home is carried out, it is necessary to face certain taxes and expenses.<\/p>\n\n\n\n<p>In the case of the <strong>buyer <\/strong>, he will have to pay:<\/p>\n\n\n\n<ul><li><strong>Property Transfer Tax, <\/strong>the amount of which will depend on the Autonomous Community in which the home is located. For young people it is 8% and there are exceptions for large families and people with disabilities.<\/li><li><strong>Real Estate Tax <\/strong>. Although the first year the shared payment can be agreed with the seller, this tax is the responsibility of the buyer.<\/li><li><strong>Other expenses <\/strong>. The fees of the notary, the Property Registry and the agency are borne by the buyer.<\/li><\/ul>\n\n\n\n<p><strong>The seller will have to take charge of the payment of the Plusval\u00eda <\/strong>, which must be paid to the Town Hall of the town where the property is located.<\/p>\n\n\n\n<p>The step by step to buy a home begins with the definition of the necessary characteristics that it must have, the preferred location and the maximum budget to spend on your purchase. After an investigation of the area, offers are compared and the pertinent visits are made. Once the home is chosen, an offer is made to the buyer and, after the agreement, the deposit contract is signed first. Subsequently, the search for financing will be made and the deeds will be signed before a notary.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Further_information\"><\/span>Further information<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>This article is part of our service <a href=\"https:\/\/firmalex.com\/en\/real-estate-lawyer-spain-costa-blanca-valencia-alicante-denia\/\" target=\"_blank\" rel=\"noreferrer noopener\">Real Estate Lawyer<\/a>. Visit this section where you will find all the useful information on this topic, including a complete guide on <a href=\"https:\/\/firmalex.com\/en\/how-to-buy-a-house-in-spain\/\" target=\"_blank\" rel=\"noreferrer noopener\">How to buy a house in Spain<\/a>.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Solve_your_doubts\"><\/span><strong>Solve your doubts<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>&#x2705; Our staff speaks perfectly Spanish, Valencian, English and German with what will be able to communicate with us in your own language and thus clearly resolve your queries.<\/p>\n\n\n\n<p>&#x1f4cd; Denia \u2013 Plaza del Convento, 6 &#8211; Mezzanine floor door B<br>&#x1f4cd; Valencia \u2013 Calle Creu Roja, 1 &#8211; Block 6, Floor 1, door 10 (* only by appointment)<\/p>\n\n\n\n<p>&#x2709;&#x1f4de; Contact: <a href=\"mailto:info@firmalex.com\" target=\"_blank\" rel=\"noreferrer noopener\">info@firmalex.com<\/a> \u2013 Tel. <a href=\"tel:+34966421416\" target=\"_blank\" rel=\"noreferrer noopener\">+34 966 421 416<\/a> \u2013 Whatsapp <a href=\"https:\/\/wa.me\/34622497615\" target=\"_blank\" rel=\"noreferrer noopener\">+34 622 497 615<\/a><\/p>\n\n\n\n<p>Follow us: <a href=\"https:\/\/www.facebook.com\/FIRMALEXcom\" target=\"_blank\" rel=\"noreferrer noopener\">Facebook<\/a> &#8211; <a href=\"https:\/\/www.linkedin.com\/company\/firmalexcom\/\" target=\"_blank\" rel=\"noreferrer noopener\">LinkedIn<\/a><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you have decided that it is time to buy your new home, this step-by-step to buy a home will help you do it safely so that you can make the transaction correctly. Before you start your housing search Before looking for a home, it is important to be clear about some essential aspects such [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":12596,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[210,236,246,242],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Step by step to buy a house in Spain - FIRMALEX<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/firmalex.com\/en\/2023\/03\/31\/step-by-step-to-buy-a-house-in-spain\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Step by step to buy a house in Spain - FIRMALEX\" \/>\n<meta property=\"og:description\" content=\"If you have decided that it is time to buy your new home, this step-by-step to buy a home will help you do it safely so that you can make the transaction correctly. 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