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A package of measures aimed at offsetting the impact of the rise in Euribor on mortgage holders has recently been approved. The agreement has been reached by the employers’ associations, the Bank of Spain and the Ministry of Economy, affecting one million people with mortgages. The vice-president Nadia Calviño explained that the banks will have one month to decide whether to join the agreement, as...Read more

The self-employed do not need an invoice to justify expenses such as employee salaries or the RETA fee. Can a self-employed person deduct an expense without an invoice?Difference between invoice and ticketExpenses that are difficult to justifySolve your doubts Can a self-employed person deduct an expense without an invoice? As a general rule, a self-employed person cannot deduct an expense if he/she does not have...Read more

The IRPF (Personal Income Tax) will be reduced for self-employed workers who are in the objective estimation regime, among other new changes. The 2023 income tax return will include important new features for the self-employed. These include a five-point reduction in Personal Income Tax for those who are in objective assessment, as well as a 2% increase in the deduction for expenses that are difficult...Read more

The inheritance of a foreigner who has assets in Spanish territory has some complexities that are not found in the inheritance of Spanish nationals. For this reason, the best thing to do in these cases is to take measures to ensure that the inheritance in Spain is distributed quickly and easily. What happens with the inheritance of a non-resident?If the deceased is a non-resident in...Read more

In our country most people buy a house at some point in their lives. When one is going to take the step it is very advisable to know which are the main expenses when buying a house since they will influence the total price of the acquisition. The total disbursement that will be necessary to make when buying an apartment will be formed, in addition...Read more

On 1 January 2023, the new contribution system for the self-employed based on real income will come into force, which also includes a change in the percentage of deductible expenses that are difficult to justify, without the need to have an invoice, which will increase from the current 5% to 7%, except for the self-employed in companies, for which it will increase to 3%. Expenses...Read more