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Sale and purchase of real estate
Once you have found a property of your choice and checked that all the information is correct, the actual buying process begins. In this article we list the normal steps in the buying process. Making an offer Initially, you must make an offer on the property, usually through the seller’s real estate agent. As in...
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In this article we explain the basic things to consider in order to avoid problems when buying a house in Spain. Once you have found a property you like, it is best to visit it in person to make sure it meets your needs and expectations. During an initial viewing, you may notice some obvious...
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Firstly, you need to decide what type of house you want – are you looking for a flat with sea views, a historic property in a local town or a rural finca set in its own grounds? Making a list of all your requirements and dividing them into “must haves” and “would be nice to...
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If you want to buy a house in Spain as a foreigner, you will have to sort out some bureaucracy before you can buy a property. This series of articles is a guide to help those looking for a property in the coast of Spain or in a big city such as Madrid or Barcelona....
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If you want to buy a house in Spain as a foreigner, you will have to sort out some bureaucracy before you can buy a property. The Spanish property market has many peculiarities, and it is worth doing some research before buying a house in Spain. Factors to consider when buying a property in Spain...
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Cash transactions may not exceed 1,000 euros. On 11 July last year, new regulations came into force that set new limits for cash payments. Self-employed persons and SMEs are among the main parties affected. The Official Gazette published the regulation that can sanction those who continue to receive amounts of more than 1,000 euros for...
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On 10 July, the Spanish Official State Gazette published Law 11/2021 on measures to prevent and combat tax fraud, in compliance with European directives. This regulation contemplates tax changes that particularly affect wealth taxes in the period up to 2022. Like almost all tax laws, its purpose is to increase tax revenue, but to achieve...
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Property tax This is the main local property tax affecting property owners in Spain. The amount of tax is calculated by reference to the ‘valor catastral’ (official property value) registered for all properties in Spain. The percentage of this cadastral value that is levied as tax varies from area to area. The official values were...
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Impuesto sobre Transmisiones Patrimoniales (I.T.P.) This is a tax payable when you purchase either agricultural land or a house/apartment/building plot from a private owner. It is generally 7% (it depends on regions) of the declared value of the property as expressed in the Escritura de Compraventa (Deed of Conveyance). This has led people to be...
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The purpose of this guide is to provide an introduction to the basic and most common Spanish taxes that a non-resident (read this article to find out when it is considered a non-resident person in Spain) may face. This guide is in no way a substitute for professional advice, as a thorough investigation of the...
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