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Becoming independent in Spain remains a challenge due to the gap between salaries and market prices. However, the 2026 landscape offers strategic solutions through various state and regional grant programs and government guarantees. Grants for First-Time Buyers (ICO Guarantees)Grants for Young Adults (≤ 35 years old)Grants for Large Families (Familias Numerosas)Grants for Single-Parent FamiliesGrants for People with DisabilitiesGrants for Separated/Divorced Individuals and Victims of Gender-Based...Read more

Even if you do not reside in Spain legally, there are certain things that can be done within Spanish territory, if you always comply with the requirements and follow the procedures established for this purpose. Let’s have a look at the most common ones. Difference between Legal and Tax ResidenceCan you open a bank account in Spain without being a resident?Procedures with the Tax Agency...Read more

There are a series of tax obligations in Spain for anyone who carries out an economic activity. Knowing what the taxes and annual summaries are for companies and self-employed workers in Spain is important if you want to comply with tax obligations. Value Added Tax (VAT)Form 303 (Quarterly VAT)Form 390 (Annual VAT Summary)Form 368 (Digital Services)Personal Income Tax (IRPF)Form 130 (Self-employed – Direct)Form 131 (Self-employed...Read more

Investing in housing is a common practice due to its high profitability and relative ease of management. However, a recurring doubt arises: is it better to buy as an individual or through a company? The answer depends entirely on your wealth situation and objectives. Can an individual buy a property as an investment?Is it better to invest as an individual or as a company?Buying a...Read more

Due to common economic possibilities and the high price of housing, the properties we can access are usually smaller than we would like. But the better the utilization regardless of the size is, the greater the profitability that can be obtained from it. Objectives of getting more out of a houseHow to make the most of a houseSpacious areasFurniture placementMore functional spacesVertical decorationEnlarge with mirrorsOther...Read more

In Spain, it is customary to pay taxes when any economic transaction is carried out. Renting is included among the transactions that are subject to taxes, although these may vary depending on the situation. What is meant by renting a houseWhat does the housing rental tax consist of?Taxes payable for renting an apartmentPersonal Income TaxValue Added Tax (VAT)Consequences of not declaring rental income from an...Read more